Global payments solutions

Send money anywhere

From dollars and euros to pesos and beyond, Sphere makes moving between currencies effortless.

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Sphere analytics dashboard showing financial performance metrics and customer data.
Sphere ramp interface showing a new off-ramp transfer to a bank account.
Sphere app payment screen with Apple Pay, Digital Wallet, and Card options.

Solutions

Optimized payment processing

Cross-border payments for businesses

Better money movement—from wire, bank transfer, and card to support for every major network— transferring money over the internet has never been easier.

For international remittances

Send your preferred currency, your vendors receive USD, MXN, BRL, EUR at world-class exchange rates.

  • Compliant & secure
  • Near-instant settlement
  • Global coverage

For high-net-worth individuals

OTC services, effortless currency conversions, and comprehensive financial tracking and management solutions.
  • Dedicated support 24/7
  • Deep liquidity
  • Privacy and encryption

For Finance & FinTechs

Accept payments any way you want, leverage auto-conversions that settle directly to your bank, and offer conversion services to your customers with white-label solutions.
  • Service level agreements
  • Customer guardrails
  • API and No-Code Solutions
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Conversion solutions

Connecting the world’s currencies

Sphere handles the engineering, operational, and regulatory complexities for you — orchestrating so you don't have to.

  • Available by API, no-code, and embeddable widget.
  • Save hundreds of hours on development time.
  • Unrivaled pricing.

Features

Sphere dashboard

Sphere payment links are versatile, customizable and robust. They adapt to your needs, whether for one-time purchases or recurring subscriptions.

Accept payments directly from email, SMS, social media, website, or app. Get the full power of Sphere without having to write a single line of code.

SDK

Developer toolkit

We follow the best practices in payments to deliver semantic, easy-to-use SDKs. Focus on growing your business while we handle smart contract audits, cross-chain orchestration, and all the technical, operational, and compliance upkeep.

  • Simple, powerful, and intuitive RESTful API
  • Copy and paste code that just works
  • Concise and thorough documentation
Sphere software development kit
Product Features

An end-to-end payments suite

Connect seamlessly through a single API or a user-friendly no-code console in just minutes. Gain access to top-tier compliance, accounting, payments, on/off-ramps, analytics, and developer tools.

Comprehensive analytics

Multiparty payments and payouts

Build together with role-based ACLs

AML & fraud detection

Payment Blocked: Sanctioned IP address198.51.100.1$300.12 USD
Payment Blocked: Sanctioned IP address169.170.90.7$15.45 USD
Payment Blocked: Sanctioned IP address192.168.1.100$120.87 USD
Payment Blocked: Sanctioned wallet addressXoAZ...2m3221.40 SOL

Secured and certified

BSA/AML

AML fraud detection

Department of the treasury

OFAC sanctions

FTC best practices

GDPR best practices

PCI compliant

BSA/AML

AML fraud detection

Department of the treasury

OFAC sanctions

FTC best practices

GDPR best practices

PCI compliant

Email notifications

Lowest Fees on the Market

All transactions at a competitor matched fee, with network fees passed at cost.

Convenient Swaps

Payouts directly to your or a third-party vendor’s bank account, either manually or on a scheduled basis, with competitive OTC rates.

Instant Settlements

Receive your money in seconds to minutes, instead of days to weeks.

Split Payouts

Automatically split payments without extra fees.

Non-Custodial

Payments are peer to peer and we never handle customer or merchant funds.

Audited

Our contracts are audited by industry-leading experts. We regularly conduct threat modeling, penetration testing, and vulnerability assessments on our infrastructure.

Compliant

Sphere follows all best practices according to US regulations and uses licensed money transmitters.

Encrypted

All data is encrypted and/or tokenized at rest and in transit. We never store sensitive PIIs, and have strict ACLs.

Ready to take the next step?

Join industry leaders growing with Sphere.

Get started
Support

FAQ

Commonly asked questions. Can’t find the answer you’re looking for? Please get in touch.

Software access is free, but we take a small transaction fee. Custom enterprise pricing is available upon request.

Accelerating digital value transfer for a more connected world.

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© 2024 Sphere Laboratories Inc. All rights reserved.

Sphere Laboratories, Inc - CRN #7141668 1209 Orange Street, Wilmington, DE 19801